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What is Mobikwik Wallet? - Digiforum Space

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Rajesh Sharma • • 1 min read • 15 views
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What is Mobikwik Wallet?

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Mobikwik एक सेमि-क्लोज्ड PPI आधारित डिजिटल वॉलेट है, जो रिज़र्व बैंक ऑफ़ इंडिया द्वारा एप्रूव्ड कंपनी है। मोबिक्विक वॉलेट के सहायता से आप अपने दोस्तों और परिवार के सदस्य को पैसे भेज या उनसे प्राप्त कर सकते है। इस ऍप के माध्यम से UPI, BBPS, Loans Investment जैसे 40 से अधिक सेवाओं का लाभ ले सकते है।

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यदि आप RNFI Services का Relipay ऍप का रिटेलर है आप प्रत्येक मोबिक्विक वॉलेट लोडिंग ट्रांसक्शन पर 0.13% कमीशन कमा सकते है।

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यह भी पढ़े : What is Mobikwik Wallet

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Features of Mobikwik App

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Mobikwik App के Features की बात करें तो मोबिक्विक अप्प में वे सभी सेवाएं है, जो एक प्रीमियम डिजिटल वॉलेट अप्प होनी चाहिए। हमने यहाँ मोबिक्विक अप्प के कुछ ख़ास बातों का सूचि बनाई है।

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  1. UPI : UPI के सहायता से बैंक टू बैंक मनी ट्रांसफर
  2. Loans : 30000 रूपये तक वॉलेट में Zip/Paylater loan ले सकते है।
  3. Expense Manager : इन बिल्ट एक्सपेंस मैनेजर – अपने खर्चे को ट्रैक कर सकते है।
  4. Credit Card से पेमेंट एक्सेप्ट कर सकते है वो भी केवल 2% के MDR चार्ज पर।
  5. QR कोड के मदद से लोकल दुकानों में भुगतान कर सकते है।
  6. 60000 रूपये तक Consumer Durable Loan के लिए आवेदन कर सकते है।
  7. कैशबैक ऑफर्स : योग्य ट्रांसक्शन पर सुपर कॅश अर्जित कर सकते है और किसी और लेनदेन में सुपर कॅश का उपयोग कर के महीने हजारो रूपये की बचत कर सकते है।
  8. मोबिक्विक द्वारा प्रदान  वाले American Express कार्ड के सहायता से लेनदेन करने पर 2% तक कैशबैक कमा सकते है।

Available Services in Mobikwik App

मोबिक्विक अप्प 40 से अधिक प्रकार के सेवाएं प्रदान करता है –

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1) Money Transfer Service –

UPI के माध्यम से पैसा भेजे या प्राप्त करें

2) Recharge & Bill Payment

  1. Mobile Recharge
  2. DTH Recharge
  3. Electricity Bill Payment
  4. Credit card bill Payment
  5. Zip/Paylater
  6. EMI Payments
  7. LIC/Insurance
  8. Google Play Recharge
  9. FASTag Topup
  10. Landline
  11. Broadband
  12. Piped Gas
  13. LPG Booking
  14. Water
  15. Digital Cable TV
  16. Data Card
  17. Metro
  18. Traffic Challan
  19. Property Tax
  20. Housing Payments
  21. Fee Payment
  22. Hospitals
  23. Wifi Vouchers
  24. Clubs and Associations

3) Financial Services

  1. Loans
  2. Paylater
  3. American Express Card
  4. Digital Gold by SafeGold
  5. Direct Mutual Funds
  6. Insurance
  7. Expense Manager

4) Credit card Services

  1. Credit Card Bill Payment
  2. Pay Rent
  3. Add Money to Wallet
  4. Card to bank transfer

5) Cashback and Offers

  1. Earn Supercash
  2. Redeem Supercash
  3. Redeem Payback Points
  4. Refer and Earn

6) Cashback and Offers

  1. Pay @ Local Store
  2. Pay Subscriptions
  3. Gift cards
  4. Deals
  5. Split Bills
  6. Auto Payments
  7. Redeem Vouchers
  8. Wallet to Wallet Transfer

Mobikwik App Download

Mobikwik App एंड्राइड और iOS दोनों प्लेटफार्म के लिए उपलब्ध है। यह अप्प गूगल प्ले स्टोर से डाउनलोड कर सकते है –

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About the Author

Rajesh Sharma

Chief Platform Administrator & Regulatory Compliance Officer for Retail Banking Forum.

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