BHIM (Bharat Interface for Money) हे NPCI द्वारे विकसित UPI-आधारित पेमेंट ॲप आहे। हे सर्व बँकांच्या UPI खात्यांना एकत्र करते आणि ₹1 ते ₹1 लाखापर्यंत व्यवहार करण्याची परवानगी देते।
Applying for a loan, whether it’s for a new home, a car, or personal needs often comes with certain upfront charges. One such charge is the loan application fee. But what happens if your loan isn’t sanctioned? Are you entitled to a refund of this fee?
May 11, 2025
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टिप्पणी द्या
(10)
SU
Sunita Rani Sharma
6 दिवसपूर्वी
The safety tips about never entering your UPI PIN to RECEIVE money are crucial. So many people fall for OLX and lottery scams because of this misconception.
MU
Mukesh Bhai Patel 2
5 दिवसपूर्वी
Exactly! UPI PIN is solely required for debiting funds. Receiving money is completely automatic and requires zero authorization.
MA
Manoj Kumar Gupta
1 आठवडापूर्वी
नवीन सिम कार्ड टाकल्यानंतर BHIM ॲपमध्ये SMS व्हेरिफिकेशन एरर येत आहे, काय करावे?
MU
Mukesh Bhai Patel 2
1 आठवडापूर्वी
तुमच्या सिम कार्डमध्ये आउटगोइंग SMS साठी किमान ₹1.50 चा मेन बॅलन्स किंवा सक्रिय SMS पॅक असल्याची खात्री करा. तसेच default SMS SIM योग्य सिलेक्ट करा.
SE
SEO Specialist
1 आठवडापूर्वी
BHIM ऐप में 6-digit UPI PIN भूल जाने पर डेबिट कार्ड के बिना आधार OTP से रीसेट हो सकता है क्या?
GA
Ganesh Mahadev Shinde
1 आठवडापूर्वी
जी बिल्कुल! यदि आपके बैंक और आधार कार्ड दोनों में समान मोबाइल नंबर रजिस्टर्ड है, तो "Set UPI PIN" में "Aadhaar OTP" विकल्प चुनकर नया पिन बना सकते हैं।
CO
Content Editor
1 आठवडापूर्वी
What is the procedure if money was debited from my account but not credited to the receiver during a BHIM transfer?
MU
Mukesh Bhai Patel 2
1 आठवडापूर्वी
Under RBI auto-reversal guidelines (T+1 days), the money is automatically reversed to your source account within 24-48 hours. You can also track the UTR number in BHIM transaction history.
RA
Rajesh Sharma
1 आठवडापूर्वी
Does the ₹1 Lakh daily limit apply per transaction or is it cumulative across all banks linked in the BHIM app?
MU
Mukesh Bhai Patel 2
1 आठवडापूर्वी
NPCI's ₹1,00,000 limit is a daily cumulative cap per bank account. However, individual banks (like SBI, PNB, HDFC) may impose their own per-transaction caps, especially for newly created UPI accounts.
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टिप्पणी द्या (10)
Sunita Rani Sharma
Mukesh Bhai Patel 2
Manoj Kumar Gupta
Mukesh Bhai Patel 2
SEO Specialist
Ganesh Mahadev Shinde
Content Editor
Mukesh Bhai Patel 2
Rajesh Sharma
Mukesh Bhai Patel 2